Posts Tagged ‘cards’

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On The Way To Bankruptcy


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After my first meeting with the trustee

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Lesson 134 – Bankruptcy

Professor Cardworthy explains online access for your credit card accounts. For more information or to ask a question, visit CardTrak.com . Play “Test Your Card Smarts” for a daily gift card giveaway and a chance to win $5,000.

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Dave Ramsey – Credit Card/Debt Collectors are SCUM

My hero, Dave Ramsey, tells of abusive practices and the violation of Federal law incorporated by debt collectors – particularly credit card debt collectors. Most people do not know that they have rights guaranteed to them by the Fair Debt Collection Practices Act (FDCPA) and debt collectors knowingly and habitually break these laws in order to frighten them into paying.

IT IS NOT AGAINST THE LAW TO OWE MONEY!

Do not allow yourself to be lied to (example: “You’re going to go to jail if you don’t pay this” is one of their favorites!) or treated without the dignity you deserve.

KNOW YOUR RIGHTS UNDER THE FDCPA:

Collectors can NOT call you before 8 am or after 9 pm

Collectors can NOT threaten to have you arrested or charged with a crime if you dont pay

Collectors can NOT continue to call after you have indicated you want them to stop (record your conversation with them, tell them you ARE recording it, write the date and time down in a journal, and follow up with a certified letter stating they may no longer call.)

Collectors can NOT call friends, family members or colleagues repeatedly in order to get you to pay (they may call your acquaintances ONCE in order to track you down and may NOT mention that you owe money or give ANY information that would lead someone to believe that they are attempting to collect a debt.)

For more information on your rights under the FDCPA, please visit my website at www.myarrp.com (click on the “Help With Credit” link at the top.)

To the scum debt collectors reading this: We’re mad as and we’re not going to take this any more! We the People are being educated as to your tactics, garnering strength and numbers, and proposing legislation. We’ll be in touch with you…

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Credit Card Debt Information : What Happens If You Are Sued by a Credit Card Company?

If you are sued by a credit card company, the judgment against you may end in a wage garnishment, a lien against your property or a levy on your checking account. Consult an attorney when getting sued by a credit card company with advice from the owner of a debt settlement company in this free video on credit cards.

Expert: Peter Repak
Contact: www.ClearFinancialCompany.com
Bio: Peter Repak has been in the debt settlement business for over half a decade. He and his wife founded the Clear Financial Company.
Filmmaker: Christopher Rokosz

Duration : 0:1:45

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Debt Management Credit Counseling Corp

DMCC featured on Close-Up TV NEWS

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