Posts Tagged ‘Bankruptcy’
July 28th, 2010 | 
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Federal Judicial Center
Bankruptcy Law Update (Feb 00) (Part 2)
In this program, hosted by Lawrence Ponoroff vice dean of Tulane University Law School, a panel of judges and academics discuss the most important recent developments in bankruptcy law. The panel includes Bankruptcy Judges Elizabeth Perris, William Brown …
Duration : 0:58:9
February 8, 2007
Speaker: Robert D. Manning, PhD, Research Professor and Director, Center for Consumer Financial Services, Rochester Institute of Technology
Summary: The Frank J. Battisti Memorial Lecture
Banking deregulation has profoundly changed the financial services offered to consumers and the institutions that offer them. How has the dramatic erosion of federal and state regulation affected consumer usury laws, marketing policies, and consumer education? What are the factors that have shifted the focus of banks from corporate to consumer lending? How has the profitability of the industry changed and what does it mean to local banks? What factors are responsible to diluted loan underwriting standards? What role have credit cards played in this “revolution”? How have these changes influenced attitudes toward credit and debt now that America has a negative savings rate (first time since 1933)?
The financial services industry argued that consumer defaults on loans cost the average American over $400 simply because people are exploiting the bankruptcy law to avoid paying their debts. What are the economic realities to the industry? Can consumers expect lower cost products now that the bill was enacted? What are the most important changes in the law for consumers? What impact has the law had on bankruptcy filings? Who is responsible for soaring consumer bankruptcy rates? What role does homeownership play in the process of consumer bankruptcy?
Finally, how do we explain the dramatic change in social attitudes toward saving and consumer debt? When and why are Americans assuming record levels of debt? What are the implications of rising consumer debt to the future of American society? What are the near term consequences of consumer debt on retirement and social inequality? Is inheritance or rising property values the solution to the debt problem?
Dr. Manning’s lecture will explore all of these questions and conclude with a prediction that American society has about 10-15 years to reverse the consumer debt crisis or the U.S. will face a sharp decline in its standard of living and serious financial crises in 20-25 years — independent of the financial pressures of the retiring baby boomer “bulge.” Also, the failure to rapidly reverse the consumer debt crisis has enormous implications to the future global economic power of the U.S. as our dependence on cheap credit dwarfs our dependence on cheap energy.
Duration : 1:17:25
Posted in credit card bankruptcy information | 
Tags: banking, Bankruptcy, Battisti, Case, consumer, Crisis, Debt, deregulation, Financial, law, Lecture, Manning, Memorial, reform, reserve, Revolution, robert, school, Services, University, Western | 
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Bankruptcy claims can be filed for free by filling out forms that are available online from the bankruptcy court in your district. Seek legal advice, and learn the procedure for filing bankruptcy with information from a lawyer in this free video on bankruptcy.
Expert: Andy Forman
Bio: Andy Forman, Attorney at Law, has been in bankruptcy representation for over two decades and has lead council in over 3,000 bankruptcy cases.
Filmmaker: Christopher Rokosz
Duration : 0:1:6
In this interview with KRON4 TV, Brad Stroh (co-CEO & Founder of Freedom Debt Relief) discusses the differences between various debt solution options. Topics covered in this interview include:
•How to reduce minimum monthly payments
•How credit card principles can be reduced through negotiated settlements
•The differences between credit counseling and debt settlement
•A case study of showing how Freedom Debt Relief’s program works.
KRON4-TVs Homepage: http://www.kron.com/
To see the Freedom Debt Relief client case study discussed in the interview: http://www.freedomdebtrelief.com/case-study-sue.php
For Freedom Debt Relief reviews: http://www.freedomdebtrelief.com/testimonials.php
Duration : 0:4:5
Since 1978, the Law Offices of Doroshow, Pasquale, Krawitz & Bhaya have been dedicated to providing affordable legal services to the community. We offer a common sense approach in handling your case, and easy, open communication with our attorneys and staff.
From its inception as a small, two-attorney office in Wilmington, Delaware, the firm has grown into a full service law firm with 20 attorneys practicing in 6 suburban locations throughout Delaware. Our offices are conveniently located in Elsmere, Bear, Dover, Millsboro and Milford. Visit our webpage at: www.dplaw.com
Duration : 0:3:14
