Most of the clients at Southbay Bankruptcy come in with concerns and questions about life after bankruptcy. They want to know if they will ever get approved for credit again so that they can purchase a car, buy a home, or apply for a new credit card. After two decades of handling bankruptcy cases, our firm has seen clients within a year after a Chapter 7 bankruptcy purchase a new car or home.  You will have a chance to reestablish yourself. Just know that there is life after bankruptcy.

For more information about what you can expect after bankruptcy, you can visit our website http://www.SOUTHBAYBANKRUPTCY.COM to read our helpful frequently asked questions and other insightful resources. You can also contact our office and ask to speak with a skilled San Diego bankruptcy lawyer in a free legal consultation. Contact 888-478-0168 today and schedule your appointment to find out what lies ahead after bankruptcy.

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Bankruptcy refers to federal laws and rules which are designed to help a debtor, whether an individual or a business, who is facing more debt than he, she or it can afford to pay, and to achieve a fresh start. Bankruptcy permits the debtor to work out a plan to repay some or all of the debt, or to have some of the debt forgiven. Bankruptcy may provide for some debt forgiveness and typically requires that creditors stop all collection efforts against the debtor while the debtor is working out a plan and/or awaiting a discharge of debts.

Bankruptcy laws require that a debtor make a full disclosure of all assets, liabilities and other financial information, and that the debtor either: (1) surrender non-exempt assets for liquidation and distribution to creditors, or (2) formulate and follow through on a plan of reorganization and debt repayment that provides creditors with at least as much as they would receive if the debtor’s assets were liquidated and distributed to creditors.

Visit http://albany-ny.tullylegal.com/legal-services/bankruptcy-law for more legal information and assistance in Bankruptcy.

Our Albany bankruptcy lawyers can assist clients with foreclosure, mortgage issues, chapter 11, chapter 7, chapter 13 etc. Our bankruptcy and foreclosure defense lawyers routinely practice in bankruptcy courts in Troy, Clifton Park, Saratoga, Schenectady and Albany, New York.

Our lawyers are admitted to practice in all City / Village / Town Courts in and around Albany, Altamont, Amsterdam, Berne, Bethlehem, Brunswick, Clifton Park, Cohoes, Colonie, Coeymans, Delaware, Duanesburg, East Greenbush, Fulton, Glens Falls, Glenville, Gloversville, Grafton, Greene, Guilderland, Hoosick, Hudson, Johnstown, Malta, Mechanicville, Menands, Montgomery, Nassau, New Scotland, Rensselaer, Rensselaerville, Rotterdam, Saratoga, Schenectady, Schoharie, Schodack, Scotia, Troy, Ulster, Voorheesville, Warren, Washington, Watervliet

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If the automatic stay applies to a debtor’s case and a creditor continues collection actions against the debtor (which includes collection calls), that creditor is violating the automatic stay. A debtor may request from the court an injunction or monetary sanctions against the creditor.

Visit http://albany-ny.tullylegal.com/legal-services/bankruptcy-law for more legal information and assistance in Bankruptcy.

Our Albany bankruptcy lawyers can assist clients with foreclosure, mortgage issues, chapter 11, chapter 7, chapter 13 etc. Our bankruptcy and foreclosure defense lawyers routinely practice in bankruptcy courts in Troy, Clifton Park, Saratoga, Schenectady and Albany, New York.

Our lawyers are admitted to practice in all City / Village / Town Courts in and around Albany, Altamont, Amsterdam, Berne, Bethlehem, Brunswick, Clifton Park, Cohoes, Colonie, Coeymans, Delaware, Duanesburg, East Greenbush, Fulton, Glens Falls, Glenville, Gloversville, Grafton, Greene, Guilderland, Hoosick, Hudson, Johnstown, Malta, Mechanicville, Menands, Montgomery, Nassau, New Scotland, Rensselaer, Rensselaerville, Rotterdam, Saratoga, Schenectady, Schoharie, Schodack, Scotia, Troy, Ulster, Voorheesville, Warren, Washington, and Watervliet.

Duration : 0:0:48

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Duration : 0:9:36

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Duration : 0:9:31

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Duration : 0:9:33

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Duration : 0:9:35

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